Flood Zones
Who Offers Flood Insurance

Who Offers Flood Insurance

FLood Insurance is offered through the National Flood Insurance Program (NFIP), which is administered by the Federal Emergency Management Agency (FEMA). This federal program offers flood insurance, which can be purchased from more than 80 private insurance companies....

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FEMA LOMA Approval – How Long Does It take?

FEMA LOMA Approval – How Long Does It take?

When a licensed Professional Land Surveyor or Engineer are hired to perform an Elevation Certificate (EC), they are providing data which will determine if the structure located on the lot is at risk of flooding. If the EC results are favorable and the structure is...

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Fema Fnip Firm – Alphabet Soup Explained

Fema Fnip Firm – Alphabet Soup Explained

FEMA, NFIP, FIRM, EC, BFE, LOMC, LOMA Explained The Federal Emergency Management Agency (FEMA), is managed by the National Flood Insurance Agency (NFIP) and uses Flood Insurance Rate Maps (FIRMs) to determine if properties are at risk of flooding. What happens when...

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How long is an Elevation Certificate Good For?

How long is an Elevation Certificate Good For?

An Elevation Certificate (EC) doesn’t have an expiration date per say, but there are some factors that do play a role in determining if an EC is still “good”.   Has the FIRM been updated? The Flood Insurance Rate Maps (FIRM) are updated periodically. The updates...

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What is an Elevation Certificate

An Elevation Certificate (EC) is a form that was developed by FEMA (Federal Emergency Management Agency). Its purpose is to act as the official record to document the elevation of a building. The form must be completed by a professional land surveyor or engineer. Is...

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How Do I Read An Elevation Certificate? Part 1

How Do I Read An Elevation Certificate? Part 1

Part 1 An Elevation Certificate (EC) contains a wealth of information regarding a property and its risk of being flooded. The EC is the form provided by the Federal Emergency Management Agency (FEMA) to determine the risk of flooding. The EC consists of 4 pages. Pages...

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How to Read a FIRM Map

How to Read a FIRM Map

A Flood Insurance Rate Map (FIRM) can be an invaluable asset when looking for information regarding the location of flood zones. These maps depict and show where the water sources in a community are located, along with where it is projected that the water will go in...

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How to Read a FIRM Map

What is a FIRM? Pt 2

Part 2 FIRM is an acronym for Flood Insurance Rate Map. In Part 1 we discussed Physical Features, Legends and Benchmarks. Next we will explore 3 more areas to be familiar with: Special Flood Hazard Areas (SFHA), Base Flood Elevation (BFE), and Community Information....

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What is a FIRM? Pt 1

What is a FIRM? Pt 1

Part 1 of 2 FIRM is an acronym for Flood Insurance Rate Map. A FIRM is used by a multitude of professions who can benefit from the information that the map provides. Those who use FIRMs include professional Land Surveyors, Engineers, Insurance Agents, Community...

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